Housing cost overburden rate by age, sex and poverty status by country
Countries reporting
47
Highest
26.4%
Greece
Lowest
2.1%
Albania
Median
6.4%
Years covered
23
2003–2025
Data points
1,005
What the numbers show
Housing cost overburden rate by age, sex and poverty status is currently reported for 47 countries. The highest value is 26.4% in Greece; the lowest is 2.1% in Albania.
The median across all reporting countries is 6.4%, and the mean is 7.8%.
The gap between the highest and lowest reporting country is a factor of about 13.
Over the past decade 12 countries rose and 35 fell. The largest increase was in Malta (up 445.5%), and the largest decrease in Albania (down 77.2%).
Housing cost overburden rate by age, sex and poverty status: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Greece | 26.4% | 2025 | down 42.0% | rising |
| 2 | Denmark | 23.4% | 2025 | up 55.0% | flat |
| 3 | Switzerland | 15.3% | 2024 | up 30.8% | rising |
| 4 | United Kingdom | 15.1% | 2018 | down 7.4% | falling |
| 4 | United Kingdom | 15.1% | 2018 | down 7.4% | falling |
| 6 | Norway | 13.5% | 2025 | up 43.6% | rising |
| 7 | Iceland | 13.1% | 2020 | up 36.5% | falling |
| 8 | Germany | 11.2% | 2025 | down 28.2% | falling |
| 9 | Sweden | 10.8% | 2025 | up 24.1% | rising |
| 10 | European Union (EU6-1958, EU9-1973, EU10-1981, EU12-1986, EU15-1995, EU25-2004, EU27-2007, EU28-2013, EU27-2020) | 10.1% | 2019 | up 2.0% | flat |
| 11 | Türkiye | 10.0% | 2025 | down 4.8% | rising |
| 12 | Estonia | 8.8% | 2025 | up 29.4% | rising |
| 12 | Estonia | 8.8% | 2025 | up 29.4% | rising |
| 14 | Montenegro | 8.7% | 2024 | down 48.5% | falling |
| 15 | Czechia | 8.2% | 2025 | down 21.2% | falling |
| 16 | Luxembourg | 8.1% | 2025 | up 35.0% | rising |
| 17 | Euro area (EA11-1999, EA12-2001, EA13-2007, EA15-2008, EA16-2009, EA17-2011, EA18-2014, EA19-2015, EA20-2023, EA21-2026) | 8.0% | 2020 | down 16.7% | rising |
| 18 | Serbia | 7.9% | 2025 | down 76.6% | falling |
| 19 | Spain | 7.2% | 2025 | down 30.1% | rising |
| 20 | Bulgaria | 6.9% | 2025 | down 53.4% | falling |
| 21 | Belgium | 6.7% | 2025 | down 28.7% | falling |
| 22 | Netherlands | 6.5% | 2025 | down 56.4% | falling |
| 22 | Netherlands | 6.5% | 2025 | down 56.4% | falling |
| 24 | France | 6.4% | 2025 | up 12.3% | rising |
| 25 | Portugal | 6.3% | 2025 | down 30.8% | flat |
| 26 | Austria | 6.1% | 2025 | down 4.7% | flat |
| 27 | Malta | 6.0% | 2025 | up 445.5% | volatile |
| 28 | Lithuania | 5.7% | 2025 | down 37.4% | falling |
| 28 | Latvia | 5.7% | 2025 | down 29.6% | falling |
| 28 | Latvia | 5.7% | 2025 | down 29.6% | falling |
| 28 | Lithuania | 5.7% | 2025 | down 37.4% | falling |
| 32 | North Macedonia | 5.6% | 2024 | down 64.1% | falling |
| 33 | Hungary | 5.3% | 2025 | down 37.6% | falling |
| 33 | Ireland | 5.3% | 2025 | up 12.8% | rising |
| 35 | Romania | 5.0% | 2025 | down 68.6% | falling |
| 35 | Italy | 5.0% | 2025 | down 41.9% | falling |
| 37 | Finland | 4.7% | 2025 | down 4.1% | rising |
| 38 | Poland | 4.1% | 2025 | down 52.9% | falling |
| 38 | Poland | 4.1% | 2025 | down 52.9% | falling |
| 40 | Slovakia | 3.5% | 2025 | down 61.5% | falling |
| 40 | Slovenia | 3.5% | 2025 | down 42.6% | falling |
| 40 | Slovakia | 3.5% | 2025 | down 61.5% | falling |
| 40 | Slovenia | 3.5% | 2025 | down 42.6% | falling |
| 44 | Croatia | 3.2% | 2025 | down 55.6% | falling |
| 44 | Croatia | 3.2% | 2025 | down 55.6% | falling |
| 46 | Cyprus | 2.4% | 2025 | down 38.5% | falling |
| 47 | Albania | 2.1% | 2023 | down 77.2% | falling |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- European Union - 27 countries (2007-2013) 10.2%
- European Union - 28 countries (2013-2020) 10.1%
- Euro area - 19 countries (2015-2022) 8.7%
- Euro area - 18 countries (2014) 8.1%
- Euro area – 20 countries (2023-2025) 7.9%
- Euro area – 21 countries (from 2026) 7.8%
- European Union - 27 countries (from 2020) 7.7%